Which statement about Article 4 (special cases where insurance etc. is held) of the Act on Special Cases Concerning the Settlement of Traffic Accidents is NOT correct? (Insurance means the insurance or mutual aid defined in that Act)

1. ①If the car is insured, prosecution is impossible even if the policy was terminated and the insurer no longer has to pay.
2. ②If the car is insured and none of the exceptions in the proviso to Article 4(1) (such as the cases in the proviso to Article 3(2)) applies, the driver cannot be prosecuted for causing injury by occupational negligence.
3. ③Even if insured, the driver can be prosecuted for injuring someone by disobeying a signal.
4. ④Even if insured, the driver can be prosecuted if the victim's injury endangered their life or left them disabled.